[UntoHim]

I think your answer, my friend, might be found in parable of the talents, which immediately follows the parable of the 10 virgins. The one servant who was entrusted with the one talent, did not "sin" against the master per se. He did not steal the talent. He did not give the talent away. He did not lose the talent. But he did not invest the talent so that the master could reap the profits from the investment.

So, in the end, the servant was not punished for the sin of stealing or losing the talent, he was punished for not taking the valuable gift which was entrusted to him gaining a profit for the master.
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